Kia of Everett
 Sales 425-537-6018
Service 425-587-8208
229 SW Everett Mall Way Everett, WA 98204
Today 8:30 AM - 7:30 PM Service 7:00 AM - 6:00 PM
Open Today !
Sales: 8:30 AM - 7:30 PM
Service: 7:00 AM - 6:00 PM
Parts: 7:00 AM - 6:00 PM
All Hours

Don't let credit problems keep you from being able to buy your next vehicle.

Harnish Auto Family has highly-trained finance teams at Harnish Auto Credit Solutions in Everett to help assist you. They can assist you with challenging credit problems, and get you back on the road.

One of the best ways to build your credit is with an auto loan! With an inventory of hundreds of vehicles to choose from, our team will help you into your dream car, while allowing you to rebuild your credit along the way.


Has Life Thrown a Curveball to Your Credit Score?

Our team of Credit Specialists have a combined 40+ years in puget sound creating working relationships with the local banks, credit unions, and lenders. This foundation of special rates and relationships built with our lenders gives our team the ability to help nearly every single financial situation. Our team is prepared to tailor your finance experience to your exact needs.

Your Credit, Our Commitment

Good credit, bad credit, or somewhere in-between – we see your potential, not just your past. Our team is skilled in designing financing packages that suit your specific situation, ensuring that your next vehicle purchase is a smooth ride.

Competitive Rates for Pre-Owned Vehicles

Our lot is brimming with an array of pre-owned vehicles, paired with some of the most competitive interest rates in the market. Our relationships with lenders mean updated rates that work for you.

Rebuilding Credit: "Your Financial Pit Stop"

New to the country? Facing credit challenges? Harnish Auto Family is your co-pilot in rebuilding your credit. We have specialized programs designed to help you overcome credit obstacles and get you back on the road. Start your journey to better credit with our free online application.

At Harnish Auto Family Credit Solutions, we're more than a dealership; we're your partners in driving your dreams. Let us tailor a loan package that's as unique as your journey. Your road to a new vehicle starts here.

Our Team Can Help You In Any Credit Situation!

Have a Recent Bankruptcy?

We see bankruptcy as a reset button, not a roadblock.

Issues With an ITIN?

Your individual tax identification number won't be a barrier with us.

Recent Divorce Ruin Your Finances?

Let us help you steer towards financial independence


First Time Buying Without Credit?

No credit history? No problem. We're here to help you write your first chapter.

Do You Have A Repossesion On Your Record?

We believe in second chances and fresh starts.

Do You Have Student Loan Debt?

Balancing education and finances? We've got you covered.


Do You Recieve Or Pay Child Support?

Whether receiving or paying, we understand and are here to assist.

Have Prior Medical Bills That Are Past Due?

Past due bills shouldn't stall your future.

Are You Self Employed?

Entrepreneurship is a journey we respect and support.